Refinancing

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People refinance to reach many different goals, but here are some of the more common ones.

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about Six reasons to consider refinancing your mortgage

Conventional loans offer plenty of perks. But which is best? Our overview of different types of conventional loans will help you pick the best one for you.

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about Which Loan Fits Your Needs? Types of Conventional Loans: An Overview

Try this refinance calculator to understand how much you could save if you refinance your mortgage.

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about Refinance calculator - Should you refinance your mortgage?

Wondering “How much does it cost to refinance?” Here’s your guide to the short- and long-term costs of refinancing your mortgage.

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about How much does it cost to refinance your mortgage?

Want to use the equity you’ve built up in your home? Here’s an intro to cash-out refinances, including when you might (or might not) want to consider one.

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about Is a cash-out refinance right for you?

Better compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature.

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about History of the American mortgage

Better analyzed U.S. Census Bureau data to determine how homeownership rates have changed over the past 25 years.

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about How homeownership rates changed over the past 25 years

If your mortgage or rate doesn’t reflect your current financial situation, it’s time for a loan refinance. See the benefits, how it works, and how to get one.

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about What is a refinance and how it helps you save

Refinancing your mortgage? Here’s a breakdown on the refinance appraisal process, associated costs, and what to do if your appraisal comes back lower or higher than expected.

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about Need a refinance appraisal? Here’s what to expect

Here are the counties where mortgage payments have jumped the most in the past 2 years.

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about Counties where mortgage payments have jumped the most in the past two years

A conventional loan refinance can help you save money on your overall mortgage costs. See how to refinance a government-funded mortgage to a conventional loan.

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about Change your loan type and save with a conventional loan refinance

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

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about Conventional Loans: Pros, cons, and tips for qualifying

When the phrase “master bedroom” first came into use, the homebuying industry heavily favored white, cisgendered men.

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about No more masters: the future of floorplans

Alternative holiday get-together traditions are emerging alongside shifts in how, where, and with whom we live.

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about Home for the holidays

Closing costs can be expensive. , but taking lender credits can help homebuyers reduce closing costs and keep more cash in hand. See if credits are a smart financial...

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about What are lender credits and how do they work?

Refinancing your mortgage? You may want to buy down your interest rate by purchasing points, which can save you thousands over the life of your loan.

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about A guide to refinance points

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

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about Free mortgage amortization calculator and table

You can use mortgage points to buy down your interest rate when purchasing or refinancing a home. Learn the pros and cons of this option and how to determine your...

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about What are mortgage points?

Some non-conforming mortgages are easier to qualify for and can offer advantages to certain homebuyers. Here are the details on this loan type and why you might benefit from a...

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about Non-conforming loans: What are they and how do they differ from conforming loans?

Here’s how much home prices and average interest rates have risen since 1950.

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about Here's how much home prices have risen since 1950
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