Better Mortgage
Mortgages that don’t feel so complicated
The traditional mortgage process is confusing and stressful. We’re changing that by getting rid of commission and letting you do it all online.
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A simpler way to buy or refinance
We focus on support, not sales. So whether you’re here for your first house or third refinance, we’re ready to help.

We’re shifting the status quo
Available 24/7
Our site is available nights and weekends, so you can get started whenever you’re ready.
Honest rate quotes
No bait-and-switch. No hidden fees. Just clear, upfront pricing.
Instant loan estimate
Don‘t wait three days to know what you‘ll owe. We‘ll give you a Loan Estimate in seconds.
Simple, 100% online process
Log in anytime to see exactly where you are in the process and keep things moving.
On-demand rate lock
Lock your rate whenever and wherever you’re ready, you can do it all right from your account.
Get pre-approved in as little as 3 minutes
Get startedRelated posts
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Learn what mortgage origination fees are, how much they typically cost, and what they cover. Plus, learn how to pay them and negotiate a better deal.
Read nowWhy mortgage rates are going up: Key factors & predictions
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How often can you refinance a mortgage, understand common seasoning rules, costs, pros and cons, and how to decide if refinancing again is truly worth it.
Read nowCan you get a home equity loan if your house is paid off?
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Read now5 questions to ask your loan officer before you refinance
Thinking of refinancing? You might want to start off the refinance process by asking your loan officer these 5 important questions.
Read nowWhat is an interest-only HELOC? Everything you need to know
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Read nowShould I pay off my mortgage early?
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Confused about second mortgages versus home equity loans? Discover the two main types of second mortgages and their pros and cons.
Read nowIs a no-closing-cost refinance right for you?
If you’re interested in a no-cost refinance, there are two ways to do it: Taking lender credits & rolling in your closing costs. Here we explore both.
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